Here Is The Information You Must Collect When A Car Accident Occurs
An accident can be distressing, but knowing what to do in advance can help you deal with the unexpected.
Following a loss:
- Stay at the scene in a safe place to gather information
- Exchange information
- Contact your automobile insurance company immediately to report the accident.
- Contact the police, or dial 911 if needed
- Do not: advise your coverage limits or admit fault
Information to gather following a loss:
- Damage (vehicles and/or property)
- Accident scene (road conditions/skid marks/debris in roadway/vehicle positions)
- Accident scene location identifiers (intersection/address/exit number)
- Identification (clear photos of insurance cards, license plates, etc.)
- Names, phone numbers, addresses and e-mail addresses of all occupants, including the number of occupants in the other car(s)
- Names, phone numbers, addresses and e-mail addresses of all potential witnesses
- Location (intersection/address/exit number)
- Company name, policy number and phone number for other insurance companies
- If emergency services respond: police department, police report number, phone number, officer name, badge number, ambulance company, fire department
Here Is The Information You Must Collect When A Car Accident Occurs! Knowing what to do in advance can help you deal with the unexpected.