Here Is The Information You Must Collect When A Car Accident Occurs

An accident can be distressing, but knowing what to do in advance can help you deal with the unexpected.

Following a loss:

  • Stay at the scene in a safe place to gather information
  • Exchange information
  • Contact your automobile insurance company immediately to report the accident.
  • Contact the police, or dial 911 if needed
  • Do not: advise your coverage limits or admit fault

Information to gather following a loss:

PHOTOS

  • Damage (vehicles and/or property)
  • Accident scene (road conditions/skid marks/debris in roadway/vehicle positions)
  • Accident scene location identifiers (intersection/address/exit number)
  • Identification (clear photos of insurance cards, license plates, etc.)

DOCUMENT

  • Names, phone numbers, addresses and e-mail addresses of all occupants, including the number of occupants in the other car(s)
  • Names, phone numbers, addresses and e-mail addresses of all potential witnesses
  • Location (intersection/address/exit number)
  • Company name, policy number and phone number for other insurance companies
  • If emergency services respond: police department, police report number, phone number, officer name, badge number, ambulance company, fire department

Here Is The Information You Must Collect When A Car Accident Occurs! Knowing what to do in advance can help you deal with the unexpected.